Wealth Management For Healthcare Professionals
serving northwest ohio & southeast michigan
MORE TIME FOR WHAT MATTERS
We handle the financial complexity so you can focus on your patients, your family, and your future
obtain clarity and confidence
Aligned strategies bring clarity and confidence to your financial decisions
built for your unique journey
From irregular schedules to practice transitions, we understand the complex financial realities you navigate
OUR MISSION IS TO SERVE THOSE WHO HEAL
Anthony Ruiz, CFP®, CPWA®, MBA
Founder & Wealth Advisor
A stage 3 cancer diagnosis in my forties changed everything I thought I knew about my future. During treatment, I experienced firsthand what sets exceptional healthcare professionals apart—not just clinical expertise, but the way you approach each person as a whole human being facing uncertainty.
In those difficult months, I watched how you balanced technical precision with genuine care. You didn’t just treat a condition; you guided someone through one of life’s most challenging experiences. That taught me something profound about what real service looks like.
This experience became the cornerstone of how we work at Ruiz Financial Group. Just as you take time to understand each patient’s complete situation, we take a comprehensive approach to understanding your financial life—your goals, concerns, and the unique challenges you face as a healthcare professional.
Serving healthcare professionals and their families isn’t just our business focus—it’s our way of honoring the care you’ve shown me and countless others by providing the same level of dedication in return.
your career—your terms—your plan
We work with healthcare professionals across all disciplines, specialties, and career stages—because we understand your most precious resource isn’t money, it’s time. You’ve built a successful career, but managing investments, coordinating insurance, planning your estate, and optimizing taxes requires bandwidth you simply don’t have.
That’s why healthcare professionals choose us. We understand the patterns and opportunities specific to your field. Whether you’re evaluating practice ownership, transitioning from clinical to administrative leadership, or balancing multiple income streams, we provide objective analysis without the need for you to become a financial expert yourself.
Whatever your situation, we take time to understand your complete picture—your career trajectory, family goals, and the lifestyle you want to maintain. We believe financial planning works best when it’s built around your specific circumstances rather than generic templates or strategies.
two ways to simplify your financial life
Each Powerful Alone | Even Better Together
SMART Planning™
Your Comprehensive Financial Roadmap
SMART Planning™
Our proprietary planning process that addresses the 12 critical financial areas unique to healthcare professionals. SMART Planning™ coordinates every aspect of your financial life into one cohesive strategy. Discover the difference.
SMART Investing™
Disciplined Portfolio Management
SMART Investing™
Our investment process addresses the 9 core portfolio challenges unique to healthcare professionals. SMART Investing™ handles day-to-day decisions while you focus on patient care. Discover our approach.
what our clients experience
Partnering with us could mean…
Reclaim your time
Outsourcing financial functions allows you more time for patients or your family
Clear Financial Direction
Replacing uncertainty and overwhelm
investment strategies
Tailored to your risk tolerance and timeline
Proactive Planning
That anticipates your needs before they become urgent
Tax-efficient decisions
Keeping more of what you earn
simplified finances
Free up time and mental bandwidth
coordinated estate strategies
Working with your legal and tax team
Confident transitions
Through practice changes, family evolution, and retirement
Practice finance clarity
From buy-ins to eventual succession